Of states where people have the worst credit scores. The states with the best credit scores are in the Midwest. From CBS MoneyWatch.
10 states with the best and worst credit scores
Like many other Southern states, Tennessee has lower incomes and lower credit scores to match. Tennessee's median household income of $43,716 is the sixth-lowest in the nation. With less money coming in, Tennessee earners will be on tighter budgets and will be able to afford less debt.
If they do take on debt, there's a higher risk of delinquency; Tennessee has higher rates of delinquencies than the national average for personal loans, credit cards and auto loans, according to TransUnion data.